Credit Transactions as Contracts of Security
Two. Unsecured Transactions / Contracts of Personal Security
ENCUMBRANCES - Ways to Secure Credit
BAILMENT (Delivery of Goods)
Section One - NATURE OF COMMODATUM
Section Two - OBLIGATIONS OF THE BAILEE
Section Three - OBLIGATIONS OF THE BAILOR
ARTICLE one thousand nine hundred forty-nine (EXTRAORDINARY EXPENSES FOR THE
ARTICLE one thousand nine hundred fifty (EXPENSES NOT REIMBURSABLE)
ARTICLE one thousand nine hundred fifty-one (LIABILITY FOR HIDDEN DEFECTS)
ARTICLE one thousand nine hundred fifty-two (LIABILITY CANNOT BE AVOIDED BY ABANDONING THE THING)
Chapter one point two - SIMPLE LOAN OR MUTUUM
DISTINCTION BETWEEN FUNGIBLE AND CONSUMABLE THINGS
ARTICLE one thousand nine hundred fifty-four (BARTER)
ARTICLE one thousand nine hundred fifty-five (OBLIGATIONS OF A BORROWER)
ARTICLE one thousand nine hundred sixty-three (AGREEMENT TO DEPOSIT)
ARTICLE one thousand nine hundred sixty-four (WAYS TO
ARTICLE one thousand nine hundred sixty-five (GRATUITOUS NATURE OF DEPOSIT)
ARTICLE one thousand nine hundred sixty-six (EXTRAJUDICIAL DEPOSIT)
ARTICLE one thousand nine hundred sixty-seven (VOLUNTARY AND NECESSARY DEPOSIT)
WHEN DOES IT BECOME NECESSARY
Chapter two point one - VOLUNTARY DEPOSIT
ARTICLE one thousand nine hundred sixty-eight (VOLUNTARY DEPOSIT)
ARTICLE one thousand nine hundred sixty-nine (FORM)
Section two - OBLIGATIONS OF THE DEPOSITARY
ARTICLE one thousand nine hundred seventy-three (DEPOSIT WITH THIRD PERSON)
ARTICLE one thousand nine hundred seventy-seven (USE OF THE DEPOSITED THING)
ARTICLE one thousand nine hundred seventy-eight (EFFECT OF PERMISSION TO USE)
ARTICLE one thousand nine hundred seventy-nine (LIABILITY FOR LOSS)
ARTICLE one thousand nine hundred eighty-eight (RETURN OF THE DEPOSITED THING)
ARTICLE one thousand nine hundred eighty-nine (EARLY RETURN BY DEPOSITARY)
Section three - OBLIGATIONS OF THE DEPOSITOR
ARTICLE one thousand nine hundred ninety-three (REIMBURSEMENT FOR LOSS DUE TO THE THING'S CHARACTER)
ARTICLE one thousand nine hundred ninety-four (DEPOSITARY'S RIGHT TO RETAIN)
ARTICLE nineteen ninety-five (EXTINCTION OF DEPOSIT)
Chapter two point two - NECESSARY DEPOSIT
ARTICLE nineteen ninety-seven (RULES NECESSARY
KINDS OF NECESSARY DEPOSIT
ARTICLE nineteen ninety-eight (DEPOSIT BY HOTEL OR INN TRAVELERS)
ARTICLE nineteen ninety-nine (LIABILITY OF HOTEL-KEEPERS)
ARTICLE two thousand (LIABILITY OF HOTEL-KEEPERS (SERVANTS AND STRANGERS))
ARTICLE two thousand one (THEFT OR ROBBERY)
ARTICLE two thousand two (WHEN HOTEL-KEEPER IS OR IS NOT LIABLE)
ARTICLE two thousand three (CANNOT EXEMPT LIABILITY BY NOTICE OR AGREEMENT)
ARTICLE two thousand four (RIGHT OF
SEQUESTRATION JUDICIAL DEPOSIT
ARTICLE two thousand six (OBJECTS OF SEQUESTRATION)
ARTICLE two thousand seven (LIABILITY OF DEPOSITARY OF SEQUESTRATED PROPERTY)
ARTICLE two thousand eight (STANDARD OF
ARTICLE two thousand nine (JUDICIAL SEQUESTRATION) Matters not covered in this Code are governed by the Rules of Court.
JUDICIAL VS. EXTRAJUDICIAL DEPOSIT
Section one - NATURE AND EXTENT OF GUARANTY
CLASSIFICATIONS OF GUARANTY
EXAMPLES OF REAL GUARANTY:
ARTICLE two thousand forty-eight (GRATUITOUS NATURE OF GUARANTY)
ARTICLE two thousand forty-nine (MARRIED WOMAN AS GUARANTOR)
ARTICLE TWO THOUSAND FIFTY GUARANTY WITHOUT DEBTOR'S KNOWLEDGE OR CONSENT
ARTICLE TWO THOUSAND FIFTY-ONE TYPES AND BENEFICIARIES OF GUARANTY
ARTICLE TWO THOUSAND FIFTY-TWO ACCESSORY NATURE OF GUARANTY
ARTICLE TWO THOUSAND FIFTY-FOUR LIMITS GUARANTOR'S LIABILITY
ARTICLE TWO THOUSAND FIFTY-FIVE EXPRESS NATURE AND SCOPE OF GUARANTY
ARTICLE TWO THOUSAND FIFTY-SIX QUALIFICATIONS OF A GUARANTOR
ARTICLE TWO THOUSAND FIFTY-SEVEN REPLACEMENT OF GUARANTOR
Subsection ONE EFFECTS OF
GUARANTOR AND THE CREDITOR
ARTICLE TWO THOUSAND FIFTY-NINE EXCEPTIONS TO EXCUSSION
ARTICLE TWO THOUSAND SIXTY HOW TO USE THE BENEFIT OF EXCUSSION
ARTICLE TWO THOUSAND SIXTY-ONE CREDITOR'S NEGLIGENCE
ARTICLE TWO THOUSAND SIXTY-FOUR SUB-GUARANTOR
Subsection TWO EFFECTS OF GUARANTY BETWEEN THE DEBTOR
WHAT THE INDEMNITY INCLUDES
ARTICLE TWO THOUSAND SIXTY-SEVEN SUBROGATION OF THE GUARANTOR
TWO THOUSAND SIXTY-EIGHT PAYMENT
ARTICLE TWO THOUSAND SIXTY-NINE (PAYMENT BEFORE THE DEBT BECOMES DUE)
ARTICLE TWO THOUSAND SEVENTY-ONE (RIGHTS OF THE GUARANTOR BEFORE PAYMENT)
Section THREE - EXTINGUISHMENT OF GUARANTY
CAUSES OF EXTINGUISHMENT OF OBLIGATIONS
ARTICLE TWO THOUSAND SEVENTY-NINE (EXTINGUISHMENT OF GUARANTY DUE TO EXTENSION OF TIME)
Chapter FOUR - PROVISIONS COMMON TO PLEDGE AND MORTGAGE
ARTICLE TWO THOUSAND EIGHTY-SIX
ARTICLE TWO THOUSAND EIGHTY-SEVEN (ALIENATION UPON DEFAULT)
COMPARISON: PLEDGE, CHATTEL MORTGAGE, AND REAL ESTATE MORTGAGE
ARTICLE TWO THOUSAND EIGHTY-NINE (INDIVISIBILITY OF PLEDGE OR MORTGAGE)
ARTICLE TWO THOUSAND NINETY (EFFECT OF NON-SOLIDARY DEBTORS)
ARTICLE TWO THOUSAND NINETY-ONE (NATURE OF
ARTICLE TWO THOUSAND NINETY-TWO (NATURE OF OBLIGATIONS SECURED)
ARTICLE TWO THOUSAND NINETY-FOUR (ELIGIBLE MOVABLES FOR PLEDGE)
ARTICLE TWO THOUSAND NINETY-FIVE (INCORPOREAL RIGHTS AS PLEDGES)
ARTICLE TWO THOUSAND NINETY-SIX (EFFECT AGAINST THIRD PARTIES)
ARTICLE TWO THOUSAND NINETY-SEVEN (ALIENATION OF THE THING PLEDGED)
ARTICLE TWO THOUSAND NINETY-EIGHT (RIGHT OF RETENTION OF THE PLEDGEE)
ARTICLE TWO THOUSAND NINETY-NINE (DUTY OF CARE OF THE PLEDGEE)
ARTICLE TWO THOUSAND ONE HUNDRED (DEPOSIT BY THE PLEDGEE)
ARTICLE TWO THOUSAND ONE HUNDRED ONE (RESPONSIBILITY OF THE PLEDGOR)
ARTICLE TWO THOUSAND ONE HUNDRED TWO (FRUITS, INCOME, AND OFFSPRING OF THE THING PLEDGED)
ARTICLE TWO THOUSAND ONE HUNDRED THREE (OWNERSHIP OF THE THING PLEDGED)
ARTICLE TWO THOUSAND ONE HUNDRED FOUR (PROHIBITION ON USE BY THE PLEDGEE)
CONSEQUENCES OF UNAUTHORIZED USE
ARTICLE TWO THOUSAND ONE HUNDRED FIVE (RETURN OF THE THING PLEDGED)
ARTICLE TWO THOUSAND ONE HUNDRED SIX (DANGER CAUSED BY PLEDGEE'S FAULT)
ARTICLE TWO THOUSAND ONE HUNDRED SEVEN (DANGER WITHOUT FAULT OF THE PLEDGEE)
ARTICLE two thousand one hundred eight (SALE DUE TO DANGER)
TWO REMEDIES IN CASE OF DANGER
ARTICLE two thousand one hundred nine (DECEPTION AS TO SUBSTANCE OR QUALITY)
ARTICLE two thousand one hundred ten (DECEPTION AS TO SUBSTANCE OR QUALITY)
ARTICLE two thousand one hundred eleven (WRITTEN RENUNCIATION OF PLEDGE)
ARTICLE two thousand one hundred twelve (SALE OF THE PLEDGED THING)
ARTICLE two thousand one hundred thirteen (BIDDING AT PUBLIC AUCTION)
ARTICLE two thousand one hundred fourteen (CASH PAYMENT RULE)
ARTICLE two thousand one hundred fifteen (EFFECT OF SALE ON THE DEBT)
ARTICLE two thousand one hundred sixteen (NOTICE OF SALE RESULT)
ARTICLE two thousand one hundred seventeen (RIGHTS OF THIRD PARTIES)
ARTICLE two thousand one hundred eighteen (COLLECTION OF PLEDGED CREDIT)
ARTICLE two thousand one hundred nineteen (SALE OF MULTIPLE PLEDGED THINGS)
ARTICLE two thousand one hundred twenty (THIRD PARTY PLEDGES)
ARTICLE two thousand one hundred twenty-one (PLEDGES BY OPERATION OF LAW)
ARTICLE two thousand one hundred twenty-two (SALE OF LEGAL PLEDGES)
Chapter six REAL – MORTGAGE
ARTICLE two thousand one hundred twenty-four (OBJECT OF
OTHER LAWS GOVERNING MORTGAGE
ARTICLE two thousand one hundred twenty-five (VALIDITY AND RECORDING)
Requisites (Article two thousand eighty-five)
ARTICLE two thousand one hundred twenty-six (DIRECT EFFECT OF MORTGAGE)
ARTICLE two thousand one hundred twenty-seven (DIRECT EFFECT OF MORTGAGE)
ARTICLE two thousand one hundred twenty-eight (ALIENATION OF MORTGAGE CREDIT)
ARTICLE two thousand one hundred twenty-nine (CLAIM AGAINST THIRD PARTIES)
ARTICLE two thousand one hundred thirty (RESTRICTION ON ALIENATION)
ARTICLE two thousand one hundred thirty-one (GOVERNING LAWS)
Chapter seven - ANTICHRESIS
ANTICHRESIS vs. REAL ESTATE MORTGAGE
ARTICLE two thousand one hundred thirty-four (FORMALITY)
ARTICLE two thousand one hundred thirty-five (OBLIGATIONS OF THE CREDITOR)
ARTICLE two thousand one hundred thirty-six (DEBTOR'S RIGHTS)
ARTICLE two thousand one hundred thirty-seven (OWNERSHIP REMAINS WITH DEBTOR)
REMEDIES OF THE CREDITOR IN CASE OF NONPAYMENT
ARTICLE two thousand one hundred thirty-eight (COMPENSATION OF INTEREST)
ARTICLE two thousand one hundred thirty-nine (RELEVANT
Chapter eight - CHATTEL MORTGAGE
OFFENSES UNDER REVISED PENAL CODE (RPC)
RIGHTS AND REMEDIES OF THE CREDITOR